The Blog ofAlyson Keller


Are you looking at houses for sale? Are you wondering if it is better to rent an apartment or buy a home? Unsure about having a mortgage? Are you uncertain if it will be a good investment? The more you know about why you should purchase a home, the easier it will be to make your decision. Here are a few reasons why you should purchase a home. 


Appreciation is a key factor in ownership. Yes, the Real Estate market is cyclical. It goes up and it goes down. But here in the Greater Charlotte Area, we are having a stable growth in value of a 5.5% growth since January 2018 and the year isn’t over yet! The continuous growth in Charlotte, NC creates a high demand for purchasing Real Estate.  


Money paid for rent is money that you’ll never see again. If you have borrowed money from the bank in the form of a mortgage then you understand the powerful tool of Leverage. Money paid for a mortgage allows you to build equity ownership interest in your home!

  Pride of Ownership

Owning a home is part of the American Dream. Home ownership has always been an important milestone for many Americans. Pride of ownership is the number one reason why people yearn to own their home. You aren’t paying rent money, money that you will never see again.  You are investing in your future! 

  Tax Reduction

Our Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home. Real estate taxes are deductible! This provides great benefits to the homeowner.

  Capital Gains Exclusion

On personal residences, if you have lived in your home for two of the past five years, you can exclude up to $250,000 for an individual or $500,000 for a married couple of profit from capital gains.


Unlike rent, you will have a fixed-rate mortgage payment (interest rates are still low!). This means your monthly payment will not rise over time so your housing costs may actually decline over the years. However, keep in mind that property taxes and insurance costs will likely increase.